Great Ways to Save Money-Holiday Gifts

This tip is especially useful for large families. Although, gift giving is fun, it can get very expensive.

When you budget is limited, try making an agreement with your family that you will continue to buy gifts for the children, but the adults will go with a name exchange to limit the number of gifts that need to be purchased.

This way the children are not disappointed and you can spend a little more on one or two people rather than spreading your money thin. For the members that you did not pick to exchange with, you can try baking a loaf of their favorite homemade bread or cookies.

The holidays are about finding joy, while spending time with each other. Focus on that and everyone will be happy!